The San Francisco Symphony offers a variety of gift options that can fulfill your personal and financial goals while furthering the Symphony's mission. When you include a gift in your estate plan, you are enabling the Symphony to:
I want to plan a gift based on my...
"I believe it is very important to support our orchestra to ensure everyone has an opportunity to enjoy the Symphony's extraordinary music. Culturally, it is an enhancement for the entire community!"
Symphony patron and donor
"Adventures in Music creates citizens who can say, ‘I was born and raised here in San Francisco and I have been going to the Symphony since I was 6 years old.'"
supervisor of the Visual and Performing Arts Department, SFUSD
"This has gotten me to start playing again after over 15 years...I began to forget how much joy playing gives me."
-Community of Music Makers participant
"The Symphony's free community concerts, school education programs and the fabulous Keeping Score DVDs reach so many people."
Symphony patron and donor
"Michael Tilson Thomas is the finest American conductor of his generation and the San Francisco Symphony...the most adventurous, audience-friendly orchestra in America."
-The Wall Street Journal
You may always use cash to fund a lead trust. Oftentimes, lead trusts are funded with cash in addition to stock or real estate.More about Cash Appreciated Securities
A charitable lead trust may be funded using a single appreciated security or a diversified stock and bond portfolio with high potential for growth over time.More about Appreciated Securities Real Estate
Income-producing real estate is a perfect asset to fund a lead trust.More about Real Estate Cash
A gift of cash in the form of a check is the easiest way to memorialize your loved one and support our work.More about Cash Appreciated Securities
The most tax-efficient way to fund a memorial is with appreciated assets you have held for more than a year.More about Appreciated Securities Cash
A gift of cash in the form of a check is the easiest way to create a lasting legacy through our endowment.More about Cash Appreciated Securities
The most tax-efficient way to fund an endowed gift is with appreciated assets you have held for more than a year.More about Appreciated Securities Tangible Personal Property
You may be able to use non-income-producing property such as stamp and coin collections or works of art in exchange for a federal income tax charitable deduction.More about Tangible Personal Property Real Estate
Your gift of appreciated real estate will qualify for a federal income tax charitable deduction for the fair market value of the property and eliminate long-term capital gains tax.More about Real Estate Real Estate
Your gift of appreciated real estate will qualify for a federal income tax charitable deduction for the fair market value of the property and eliminate long-term capital gains tax.More about Real Estate Appreciated Securities
Eliminate capital gains tax by donating appreciated assets you have held for more than a year on the transfer.More about Appreciated Securities Tangible Personal Property
You may be able to use non-income-producing property such as stamp and coin collections or works of art in exchange for a federal income tax charitable deduction.More about Tangible Personal Property Cash
When you establish a donor advised fund with cash, you will receive an immediate federal income tax charitable deduction for the year the gift was created.More about Cash Cash
Cash—usually in the form of a check—is one of the most common ways to fund a charitable gift annuity.More about Cash Appreciated Securities
By funding a charitable gift annuity with appreciated securities you've owned more than a year, you receive the additional benefit of eliminating part of the capital gains tax on the transfer.More about Appreciated Securities Closely Held Stock
Use this asset, which is not easily converted to cash, to create a charitable gift annuity and receive tax benefits.More about Closely Held Stock Real Estate
Unencumbered real estate such as a personal residence, vacation home, farm or commercial property works best to fund a deferred charitable gift annuity.More about Real Estate Tangible Personal Property
Use non-income producing assets such as stamp and coin collections or works of art in exchange for fixed payments for life.More about Tangible Personal Property
A charitable bequest is one or two sentences in your will or living trust that leave to the Symphony a specific item, an amount of money, a gift contingent upon certain events or a percentage of your estate.
an individual or organization designated to receive benefits or funds under a will or other contract, such as an insurance policy, trust or retirement plan
“I, [name], of [city, state ZIP], give, devise and bequeath to the San Francisco Symphony [written amount or percentage of the estate or description of property] for its unrestricted use and purpose.”
able to be changed or cancelled
A revocable living trust is set up during your lifetime and can be revoked at any time before death. They allow assets held in the trust to pass directly to beneficiaries without probate court proceedings and can also reduce federal estate taxes.
cannot be changed or cancelled
tax on gifts generally paid by the person making the gift rather than the recipient
the original value of an asset, such as stock, before its appreciation or depreciation
the growth in value of an asset like stock or real estate since the original purchase
the price a willing buyer and willing seller can agree on
The person receiving the gift annuity payments.
the part of an estate left after debts, taxes and specific bequests have been paid
a written and properly witnessed legal change to a will
the person named in a will to manage the estate, collect the property, pay any debt, and distribute property according to the will
A donor-advised fund is an account that you set up but which is managed by a nonprofit organization. You contribute to the account, which grows tax-free. You can recommend how much money (and how often) you want to distribute money from that fund to the Symphony or other charities. You cannot direct the gifts.
An endowed gift can create a new endowment or add to an existing endowment. The principal of the endowment is invested and a portion of the principal’s earnings are used each year to support our mission.
Tax on the growth in value of an asset—such as real estate or stock—since its original purchase.
Securities, real estate, or any other property having a fair market value greater than its original purchase price.
Real estate can be a personal residence, vacation home, timeshare property, farm, commercial property or undeveloped land.
You give assets to a trust that pays our organization set payments for a number of years, which you choose. The longer the length of time, the better the gift tax savings to you. When the term is up, the remaining trust assets go to you, your family or other beneficiaries you select. This is an excellent way to transfer property to family members at a minimal cost.
You fund this type of trust with cash or appreciated assets—and receive an immediate federal income tax charitable deduction. You can also make additional gifts; each one also qualifies for a tax deduction. The trust pays you, each year, a variable amount based on a fixed percentage of the fair market value of the trust assets. When the trust terminates, the remaining principal goes to the Symphony as a lump sum.
You fund this trust with cash or appreciated assets—and receive an immediate federal income tax charitable deduction. Each year the trust pays you or another named individual the same dollar amount you choose at the start. When the trust terminates, the remaining principal goes to the Symphony as a lump sum.
A beneficiary designation clearly identifies how specific assets will be distributed after your death.
A charitable gift annuity involves a simple contract between you and the Symphony where you agree to make a gift to the Symphony and we, in return, agree to pay you (and someone else, if you choose) a fixed amount each year for the rest of your life.Real Estate
To avoid the administrative hassles of selling real estate during your lifetime, give it to us through a bequest.More about Real Estate Cash
A gift of cash is one of the most popular ways to support us after your lifetime. You may gift a specified sum of money or a percentage of your estate.More about Cash Appreciated Securities
A gift in your will or trust of securities often allows you to make larger gifts than you could during your lifetime.More about Appreciated Securities Tangible Personal Property
Leave your legacy with a gift of antiques, stamp/coin collections or works of art.More about Tangible Personal Property Payable on Death and Transfer on Death Accounts
You can name the Symphony as beneficiary of your bank accounts, CDs and brokerage accounts by designating your account as Payable on Death (POD) or Transfer on Death (TOD) to us.More about Payable on Death and Transfer on Death Accounts Bank Accounts, Certificates of Deposit or Brokerage Accounts
You can name the Symphony as beneficiary of your bank accounts, CDs and brokerage accounts by designating your account as Payable on Death (POD) or Transfer on Death (TOD) to us.More about Bank Accounts, Certificates of Deposit or Brokerage Accounts Commercial Annuities
A portion of the distributions from commercial annuities is subject to income tax for non-charitable beneficiaries. Naming the Symphony as a beneficiary of all or a portion of your commercial annuity will allow us to receive the assets you designate to us completely tax-free.More about Commercial Annuities Retirement Plan Assets
The full value of your IRA, 401(k), 403(b) or other qualified plans is subject to federal and state estate taxes at your death and the distributions from these accounts are subject to federal and applicable state income taxes. Instead, consider naming the Symphony as a beneficiary of all or a portion of your plan.More about Retirement Plan Assets Life Insurance
By naming the Symphony as a beneficiary of all or a portion of your life insurance policy, you support our work while retaining the ability to change your gift if your plans change.More about Life Insurance